Last Updated: July 9, 2026
Introduction
Through our Website and email, Money Matters and our affiliated entities deliver content to our users. Our core business extends to marketing and data services, where we leverage collected information to facilitate advertiser reach across multiple channels including digital, mobile applications, email, telemarketing, and additional advertising platforms. Our service offerings encompass consumer data collection, third-party data sharing, data sales, and cross-context behavioral advertising solutions.
This privacy policy covers the personal information we obtain from you and that you submit during your visits to Money Matters. It also describes how we collect, use, retain, and disclose this information. To understand more about how our website operates, please consult our terms of service.
Please carefully review this policy to fully understand how we treat your personal information. Should you find our policies and practices unacceptable, we ask that you not use our website or subscribe to our email list. Accessing, using, or otherwise interacting with this website or our services constitutes your agreement to this privacy policy.
Application And External Sites And Services:
We safeguard the personal information you entrust to Money Matters. We cannot and do not control the handling of your data by other websites or entities. We encourage you to review the privacy policies of any websites you access through links from Money Matters.
Methods Of Personal Information Collection:
We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
Types of Data We Collect:
“Personal information” means any data generated, collected, stored, or otherwise processed through the Company’s business activities that identifies, describes, or can reasonably be linked to an individual or household, either directly or indirectly.
As part of subscribing to the Money Matters, you may be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also gather additional information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through interactions. We may further obtain advertising-related information from data brokers or public sources, such as demographic details, interests, prior visits, or purchase history. Limited sensitive personal information may also be collected. Details about your rights are provided below.
California law requires businesses to disclose the categories of personal information collected in the last twelve (12) months. During this period, we have collected identifiers; personal information listed in Cal. Civ. Code § 1798.80(e); characteristics protected under California or U.S. federal law; information related to internet or network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information.
We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. You may exercise your right to opt out of the sale or sharing of your personal information by visiting here or calling [TOLL FREE NUMBER].
Sensitive Data
We do not directly gather Sensitive Personal Information, including information related to race/ethnicity, religious affiliation, precise geolocation, LGBTQ+ status, health status, financial accounts, or citizenship. That said, automated data collection tools such as cookies may capture information about your browsing behavior, which could suggest an interest in sensitive topics or group membership. As an example, visiting content directed at a particular ethnic community or health condition may imply such interest. While we do not create these inferences ourselves, our affiliated group of companies or other third parties with whom data is shared may do so. Where prohibited by state or local law, no sensitive inferences will be made without consent. We do not collect or use personal information from children under the age of 18.
How We Use Data
We may use the information we collect in the following ways:
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- To send you our newsletter, if you request it.
- To send you content or marketing messages about products and services, either by email or other means of communication.
- To carry out legal obligations, enforce our legal rights, or protect the rights of vital interests of any person.
- To notify you about changes to our website or services.
- Third parties may receive information from us which they use to market their products and/or services. This may constitute cross context behavioral advertising.
If you do not want us to share your Personal Information with third parties for marketing purposes related to their products and/or services, you may opt-out here.
- To estimate our audience size and usage patterns, store information about your preferences to customize our Website or newsletter to your interests, and recognize you when you return to our Website.
- In any other way that we describe when you provide your information to us; or for any other purpose with your additional consent provided at that time.
Personal Information Sharing
We share or in some cases sell personal information with our affiliates and with third parties for marketing uses, which may include cross context behavioral advertising. We share personal information with our service providers, who may use it on our behalf for advertising, web hosting, fraud detection, analytics, information security, or similar services. We contract with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information if required by law (for example, in response to a warrant, subpoena or court order), or to protect the health, safety, or other vital interests of any person.
We may disclose personal information as necessary to comply with applicable laws, regulations, court orders, or legal processes, including disclosures to law enforcement agencies, courts, regulators, or other government authorities, as well as to protect the rights, safety, or security of any person or to enforce our terms and agreements. In addition, personal information may be shared with a buyer or successor organization in connection with a merger, divestiture, restructuring, liquidation, bankruptcy, or similar transaction involving the transfer of business assets.
We may disclose personal information to third parties based on your consent, including for uses disclosed to you when you provide the information or as explained in this privacy policy.
Targeted Advertising, Data Sharing, and Analytics
Third-party advertising and analytics services companies may use information gathered at this site to place advertisements on other websites, perform tracking and reporting functions for those sites and our advertisements, and place third-party advertisements on our Website. These third parties may collect information about the websites you have viewed and advertisements with which you have interacted. Other information that may be collected include your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser you use to visit this Website. This information may be combined with personal information like your name or email address and may be used to deliver advertising from us or from other companies, through email or through social media sites (known as “cross-context behavioral advertising”). This combined information may also be used to improve our understanding of your interactions with our Website and advertisements.
Cookies and Personalized Advertising
This site uses cookies, pixels, and similar technologies to: (1) operate this site, (2) improve your user experience, (3) provide personalized content and advertisements, and (4) monitor engagement with ads and other communications. Cookies are small files that our server sends to your browser that are used to recognize you when you visit certain websites. We use cookies to: operate this website, analytics and tracking, and advertising purposes. You can customize your cookie settings to limit some or all cookies in your browser settings. You can also clear (delete) the cookies on your browser at any time. Note that if you use a “do not track” setting, this may result in an “opt-out cookie” being set on your browser to block additional data collection.
We use various automated technologies to collect information from users of our Website. These include browser cookies, which are small data files stored on your device that help enable Website functionality. You can configure your browser to decline cookies, but doing so may limit access to certain Website features. Unless you modify your browser settings, cookies will be placed when you visit our Website.
Certain Website features may also use Flash cookies, also known as local stored objects, to remember your preferences and track navigation across the Website. Flash cookies are managed separately from standard browser cookies, and information on controlling them is available through Adobe’s Flash Player settings.
In addition, our Website, emails, and affiliated sites may use web beacons, tags, or pixels—small electronic files that allow us to measure page visits, email engagement, content popularity, system functionality, and related Website statistics.
Privacy Preference Signals: Global Privacy Control and Do Not Track
We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.
How To Exercise Your Personal Information Rights
You have rights with respect to your personal information (including any sensitive personal information), including: (1) to know what data we collect and how we use it–this policy is intended to tell you that, (2) to obtain a copy of the personal information we have collected about you, (3) to tell us not to share your information with third parties, (4) to have information deleted, or (5) to make other requests. You may exercise your rights at any time at this page, or by calling [TOLL FREE NUMBER]. If you still have questions or concerns after you have made a request, you can contact us using the contact information below. If we cannot resolve your issue, you may also be able to contact a local privacy authority in your state, if applicable.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
You don’t need to create an account to make a data rights request, and the information you provide when making a request will only be used to confirm that you have the authority to make such a request. However, to respond to your rights request we need to verify that you have the authority to make such a request by confirming the information requested relates to you. To do this, your request must provide enough information for us to confirm that you are the person whose information we have collected, or an authorized representative of that person; and make your request with enough detail for us to know what you are asking for and respond. We aim to respond to all verifiable requests within 45 days. If additional time is needed, we will inform you in writing within the initial 45-day period, explaining the reason and anticipated timeline, not to exceed an additional 45 days.
If your request is denied in accordance with applicable law and you wish to challenge that decision, or if you have questions or concerns about our privacy practices, you may reach out to us using the contact details provided below. Depending on your location, you may also have the right to contact a relevant privacy authority. We do not treat individuals differently for exercising their data protection rights.
Personal Information Relating to Children
Our site may is for use only by users aged 18+. We do not knowingly collect or process personal information from anyone aged 17 or younger. We will remove any personal information relating to an under-18 individual if we become aware that it has been submitted to us.
How We Protect Personal Information
We have an information security program that includes commercially reasonable technical, organizational, and physical security measures to protect personal information from inappropriate exposure or misuse. Our program includes policies and procedures, training for our employees, and automated monitoring. We also audit our protective measures regularly to ensure resilience against evolving threats.
How Long We Store Your Data
The personal information we collect is retained for as long as required to fulfill the purposes set out in this policy, to meet applicable legal requirements, or to protect our legal interests. We do not retain personal information longer than necessary.
Changes / Updates
Money Matters recommends for you to revisit this Privacy Policy from time to time because we reserve the right to update or change it without advance notice. We suggest you stay updated on the ways we use, share, and collect personal information. The updated Privacy Policy will be applicable from the “effective date.”
U.S.-Based Website and Data Processing
Our business and this website are based in the United States. This website is for use only by users in the U.S. When you visit this website, your personal information will be processed and stored in the United States, under applicable U.S. laws.
Website Contact Information
For any questions or concerns, please contact us at contact@moneymattersinfo.com or 1900 E College Ave (Box: 406), Normal, IL 61761.